What is a car accident claim worth in Wyoming?
Every rule below is quoted from Wyoming law or a state agency, with a link. Checked September 17, 2026.
The short answer
Nobody can price your claim from a web page, and any site that gives you one number is guessing. What we can show you is real: the amount insurers actually paid per claim in Wyoming, and the Wyoming rules that raise or lower what you collect. $26,087 was the average injury claim paid in Wyoming in 2022.
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Averages come from NAIC 2022/2023 Auto Insurance Database Report. State rules are quoted from Wyoming law on this site, each with a link.
What claims paid in Wyoming
Injury claims in Wyoming averaged $26,087 each in 2022.
Car and property damage claims averaged $6,430.
| Injury claim paid by the at fault driver's insurance | $26,087 |
|---|---|
| Car and property damage | $6,430 |
| Medical payments coverage, paid by your own policy | $5,832 |
| Collision coverage, paid by your own policy | $6,399 |
These are averages of every claim insurers closed, from the largest to the smallest. A claim with a hospital stay sits far above the average, and a fender bender sits far below it.
What changes the number in Wyoming
If you were partly at fault
Wyoming uses modified comparative negligence. You can recover damages as long as your share of fault is not more than half the total fault. If your fault is more than 50 percent, you recover nothing.
“Contributory fault shall not bar a recovery in an action by any claimant or the claimant's legal representative to recover damages for wrongful death or injury to person or property, if the contributory fault of the claimant is not more than fifty percent (50%) of the total fault of all actors”
The other driver's policy limit is the ceiling
The minimum liability limits are $25,000 for one injured person, $50,000 for two or more people injured or killed in one crash, and $20,000 for property damage.
“twenty-five thousand dollars ($25,000.00) because of bodily injury to or death of one (1) person in any one (1) accident and, subject to the limit for one (1) person, fifty thousand dollars ($50,000.00) because of bodily injury to or death of two (2) or more persons in any one (1) accident and twenty thousand dollars ($20,000.00) because of injury to or destruction of property of others in any one (1) accident”
If the other driver has no insurance
Wyoming does not require insurers to offer or include uninsured or underinsured motorist coverage on regular auto policies. It is optional coverage a driver can choose to add.
“Liability insurance, which at the exclusive option of the rental car company, may include uninsured or underinsured motorist coverage, whether offered separately or in combination with other liability insurance”
The deadline that ends the claim
You have four years from the crash to sue for your injuries.
“Within four (4) years, an action for...An injury to the rights of the plaintiff, not arising on contract and not herein enumerated”
What a lawyer takes if you hire one
Wyoming is unusual, it has an actual presumptive fee schedule for injury and wrongful death cases, not just a general reasonableness rule. A fee of one third of the recovery is presumed reasonable if the case settles before or within 60 days of filing suit, 40 percent is presumed reasonable after that or if there is a verdict, and 30 percent is presumed reasonable on any amount recovered over one million dollars. Attorneys and clients can still agree to different percentages.
“a common contingent fee in casualty and wrongful death cases is thirty-three and one-third (33 1/3) percent of amounts recovered prior to appeal...thirty-three and one-third (33 1/3) percent of the recovery if the claim is settled prior to or within sixty (60) days after suit is filed...forty (40) percent of the recovery if the claim is settled more than sixty (60) days after filing suit or if a judgment is entered upon a verdict”
Sources on this page
Each one was opened and checked on September 17, 2026.
Know My Claim is not a law firm or a government agency, and this page is not legal advice. Laws change, so check the linked source before you rely on a deadline.