What is a car accident claim worth in Kansas?
Every rule below is quoted from Kansas law or a state agency, with a link. Checked September 17, 2026.
The short answer
Nobody can price your claim from a web page, and any site that gives you one number is guessing. What we can show you is real: the amount insurers actually paid per claim in Kansas, and the Kansas rules that raise or lower what you collect. $35,292 was the average injury claim paid in Kansas in 2022.
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Averages come from NAIC 2022/2023 Auto Insurance Database Report. State rules are quoted from Kansas law on this site, each with a link.
What claims paid in Kansas
Injury claims in Kansas averaged $35,292 each in 2022.
Car and property damage claims averaged $6,521.
| Injury claim paid by the at fault driver's insurance | $35,292 |
|---|---|
| Car and property damage | $6,521 |
| Personal injury protection, paid by your own policy | $5,246 |
| Medical payments coverage, paid by your own policy | $3,839 |
| Collision coverage, paid by your own policy | $6,674 |
These are averages of every claim insurers closed, from the largest to the smallest. A claim with a hospital stay sits far above the average, and a fender bender sits far below it.
What changes the number in Kansas
If you were partly at fault
Kansas uses modified comparative fault with a 50 percent bar. You can recover damages only if you were less at fault than the other driver. If you were half at fault or more, you get nothing.
“if that party's negligence was less than the causal negligence of the party or parties against whom a claim is made”
The other driver's policy limit is the ceiling
Kansas drivers must carry at least $25,000 in liability coverage per person, $50,000 per crash, and $25,000 for property damage.
“not less than $25,000 because of bodily injury to, or death of, one person in any one accident”
If the other driver has no insurance
Kansas insurers must include uninsured and underinsured motorist coverage in every auto policy, but you can reject it in writing.
“shall have the right to reject, in writing, the uninsured motorist coverage required by subsections (a) and (b)”
The deadline that ends the claim
You have 2 years to sue for injuries from a car crash in Kansas.
“The following actions shall be brought within two years”
What a lawyer takes if you hire one
Kansas has no dollar or percentage cap on personal injury contingency fees. The fee has to be reasonable, and the contingent fee agreement must be in writing.
“A contingent fee agreement shall be in writing and shall state the method by which the fee is to be determined, including the percentage or percentages that shall accrue to the lawyer in the event of settlement, trial or appeal, and the litigation and other expenses to be deducted from the recovery.”
Sources on this page
Each one was opened and checked on September 17, 2026.
Know My Claim is not a law firm or a government agency, and this page is not legal advice. Laws change, so check the linked source before you rely on a deadline.